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A lower monthly payment. Read More. Regarding a down payment, most subprime lenders require you to put down at least $1,000 or 10% of the car’s selling price, whichever is less. This means that if you finance a vehicle that costs $5,000, you may only need $500 to meet the minimum down payment requirement. However, the down payment is just one piece of the puzzle when it comes ...In House Car Loans Garland, Used BHPH Cars Garland TX, Bad Credit Car Loans 75041, BHPH Car Sales Rowlett TX, Pre-Owned Autos Sachse TX, Buy Here Pay Here Garland TX, Used BHPH Trucks Rowlett, Used BHPH SUVs Sachse, Used BHPH Vans Richardson, Subprime Credit In House Auto Financing Garland, In House Car Loans Rowlett, No Credit Check Car Dealership Sachse, Guaranteed Used Car Financing ...Inventory Page 1 of 17. There are 251 cheap cars listed for less than $500 at this moment. 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